About Social Security
Social Security may appear simple on the surface, but there are many unknown intricacies and tricks that can make a major impact on your claiming decision. It can be so complex, that not even Social Security Adminstration employees understand much of it - a recent audit showed that in one particular situation, widows and widowers, Social Security had underpaid 82% of beneficiaries!! (Source: https://www.usnews.com/news/national-news/articles/2018-02-22/audit-social-security-underpays-widows-and-widowers) There were also many changes made to Social Security with the Congressional budget bill of November 2, 2015. However, for those that were 62 or older by December 31, 2015, you can still take advantage of the advanced claiming strategy of a "restricted application" if you are married, widowed, or divorced after a marriage of at least ten years. Using this strategy can potentially yield a married couple or divorcee $50,000 or more in additional benefits over a "traditional" claiming strategy. And regardless of your eligibility for these strategies - the age you choose to begin receiving Social Security benefits has a substantial impact on not only you financially, but also your surviving spouse or dependent children. Do NOT claim your social security benefits without fully understanding your options.
The complimentary classes that Ryan offers, at various locations, give you the information you need to help you decide which Social Security claiming strategy is suitable for your needs. As a National Social Security Advisor (NSSA®), Ryan has the specialized knowledge and experience to explain the various rules and procedures needed to maximize the benefits you've earned throughout your career. In addition to the information presented in the workshop, Ryan will offer you a complimentary report complete with a Social Security analysis which lays out your potential benefits using various claiming strategies, and answer any questions you may have. For those that would like to go into more depth, a private consultation is available for a modest fee. Don't hesitate - sign up today!
Many people fear attending a class afraid that they will be "sold" something. While we certainly welcome clients for other services that we offer - these classes are truly and completely complimentary. We don't serve meals to entice people to attend - as we only want people that are really interested in the content. We have now taught over 2000 individuals just like yourself the details of social security - and get great satisfaction in providing valuable information to the community we live in.
The class covers most of the basics and advanced topics of Social Security retirement benefits, including, but not limited to:
- Solvency of Social Security, and potential solutions.
- Why won't the Social Security office help me get the biggest check possible?
- Qualifying for Benefits
- Calculating your Benefits
- Effects of claiming early or late
- Maximizing your benefits
- Effects of continuing to work
- Spousal Benefits
- Divorcee and Widower Benefits
- Effects of a non-Social Security covered Government pension (WEP and GPO)
- Advanced Claiming Strategies
- File & Suspend (no longer available)
- Restricted Application
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